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An evaluation of Cash Smart Credit Savvy

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An evaluation of Cash Smart Credit Savvy

Project Director: Jan Gilbertson
Project Duration: 2016-2017

The Church Urban Fund's Cash Smart Credit Savvy project seeks to improve financial capability by offering introductory training around basic budgeting skills and through utilizing existing community links and networks to encourage participation. The use of a cascading model is designed to encourage participants to share knowledge with others and spread important financial capability messages.

The evaluation has a number of key objectives to:

  • Review, evaluate and refine the delivery model to increase participation and long term impact
  • Improve processes for data capture particularly those for capturing medium-long term changes to behaviour around money
  • Understand the impact and effectiveness of the cascading model

It adopts a mixed methods approach to address key research questions including:

  • Is CSCS an effective approach to improving financial capability for working age adults through a short-term community-based training intervention?
  • Does it improve individuals’ ability to make financial decisions that will benefit them (e.g. appropriate choices of financial providers and building a savings buffer)?
  • Does it encourage and enable and prompt participants to share and transfer the knowledge, skills and positive behaviours with others in their community?

Project reports


About this project

Explore the people, research centres and partner organisations behind this project.

Get in touch

Contact CRESR to discuss partnerships, doctoral research and more

Contact CRESR

Research team

Jan Gilbertson 114500

Jan Gilbertson

Senior Research Fellow

Jan Gilbertson's profile
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David Leather

Research Associate

David Leather's profile
Lindsey McCarthy 220899

Lindsey McCarthy

Research Fellow

Lindsey McCarthy's profile
Ian Wilson 123768

Ian Wilson

Principal Research Fellow

Ian Wilson's profile

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